Who authorizes the credit unions to give up a persons vital information ?

I always thought that our Government was the only instutition to have all vital records and personal information. Yet anyone with a credit card and a computer can access it. And when this information is leaked, which key player is the one to which you can lay the blame?Who authorizes the credit unions to give up a persons vital information ?Stan, once again you amaze me.



You can not obtain personal information about someone through the "Freedom of Information Act". As a matter of fact, if you actually bothered to read the law, most of it covered information that is not allowed to be released, especially personal information.



OK, that said...who do you blame when information gets released? Start by looking in the mirror.



Any time you give a creditor personal information about yourself, you can expect it to be placed into the credit bureau's records. By pulling your credit history, you can view everyone who accessed it.



Only those with "permissible" reasons to access your records have access to it. Otherwise, you can bring a lawsuit against them.Who authorizes the credit unions to give up a persons vital information ?they're not suppose to, you're the only one who can auth that. You may want to put a lock on your infoWho authorizes the credit unions to give up a persons vital information ?It's called the "FREEDOM OF INFORMATION ACT " which means any one can review your infoWho authorizes the credit unions to give up a persons vital information ?
I think you mean credit bureaus (like Experian, Equifax and Trans Union) which collect data regarding your credit history, not credit unions which are financial institutions. The following link will give you some basic information about credit bureaus.



http://en.wikipedia.org/wiki/Credit_bure鈥?/a>



It also refers to the U.S. Government's Fair Credit Reporting Act, which regulates the collection, dissemination, and use of consumer credit information.



Hope this helps.